Comprehensive coverage is part of what many people call “full coverage” auto insurance. It generally helps pay for damage to your vehicle from events other than collisions.
What comprehensive coverage typically covers
- Theft
- Vandalism
- Weather-related damage (hail, flood, storms)
- Fire
- Glass claims (depending on policy)
- Animal-related damage (like hitting a deer)
What comprehensive usually does NOT cover
- Collisions with other cars/objects (that’s collision coverage)
- Mechanical breakdowns (unless you have a specific add-on)
How deductibles affect comprehensive cost
A higher deductible often lowers the premium—just make sure it’s an amount you could pay if you needed a claim.
Compare comprehensive options with Insurabind
Compare policies from carriers like Progressive, GEICO, Allstate, Nationwide, Liberty Mutual, Farmers, State Farm, and more (availability varies). Call 1-888-895-0417.
FAQs
Q: Is comprehensive required?
A: Not by law, but lenders often require it.
Q: Is glass included?
A: Sometimes; it depends on the policy/state.
Q: Can I have comprehensive without collision?
A: Often yes, depending on the insurer.